Florida-based PTM Partners and Peacock Capital launched Inception Housing, a platform designed to deliver lower-cost housing without relying on government aid.  The venture targets middle-income renters earning between 80 and 120 percent of the area median income, cutting development costs by handling much of the design, construction and material procurement in-house, according to a news release.  By using a standardized building design and cold-formed steel purchased directly from suppliers, Inception Housing can cut hard construction costs by about 25 percent compared to similar products, PTM Partners CEO Michael Tillman said. The platform’s strategy delivers buildings in six to seven months, […] This article originally appeared on The Real Deal. Click here to read the full story.